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Premier Mortgage Lender in Fort Lauderdale

Florida State Mortgage Group, Inc. was founded to make mortgage financing convenient. A team of seasoned financial masters came together to provide a comprehensive range of financing options to residents, property owners, maiden investors, developers, and more.

Our customer-centric approach to financing focuses on first-time home buyers and US Veterans. Whether you’re in search of refinancing an outstanding loan or want to purchase your abode in sunny Fort Lauderdale and other parts of Florida, we come together to make your dreams a reality.

Experience the Difference

We put a special emphasis on first-time home buyers and US Veterans. This makes navigating the real estate market and mortgage financing in Florida much easier. We provide specialized programs for these categories. These include down payment assistance funds and Mortgage Credit Certificates (MCC) programs among others.

We maintain a fast turnaround on applications and utilize online tools at hand to make the process go faster in a streamlined manner. Additionally, we pay close attention to your needs, answering queries and assisting in completing and submitting applications.

Stephen B. McWilliam, President NMLS#375690

"Give yourself a competitive edge in today's Seller's market...same day pre-approvals and loan commitments in 7 days are really possible".

Florida State Mortgage Group Checklist

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Home Loan Options

We offer a variety of loan programs to help you accomplish your housing goals.

Conventional Loans

Prime loans that are offered in compliance with regulations set by Freddie Mac and Fannie May.

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Jumbo Loans

With stringent eligibility criteria, jumbo loans accommodate larger mortgage options.

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FHA Loans

Federal Housing Administration or FHA-backed loans allow homeowners to materialize their dream home.

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VA Mortgage

VA mortgage loans can be availed by proud military service individuals and their spouses, with without no an upfront payment.

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Condo Loans

Both full-review and limited-review condo loans are available with as little as 3% downpayment.

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Self-Employed Mortgage

Prime financing options for all the entrepreneurs in Fort Lauderdale and adjoining areas issued over proven eligibility.

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Home Purchase Loans

Home purchase loans for first-time homebuyers, allowing you to get your hands on your new home as soon as possible.

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Florida Mortgage Credit

A Florida MCC in Fort Lauderdale allows first-time home buyers and US Veterans to finance their home.

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Mortgage Refinance

Refinance outstanding mortgage with practical financing solutions available on your application’s merit.

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Why Choose Florida State Mortgage Group, Inc.

Quickest possible application to close. Close in days not weeks or worse, months.

First time and US veteran purchase assistance programs including downpayment assistance and recurring tax credit programs.

Non-bueareaucratic application process. Deal with decision makers.

What Our Clients Are Saying

Lana Mihova
Lana Mihova
16:22 13 Feb 20
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!
Brian Mosher
Brian Mosher
15:02 13 Jan 20
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.
Shannon Dameron
Shannon Dameron
01:34 12 Jan 20
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing. I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service. 5 STARS
Florida Guy
Florida Guy
19:08 11 Jan 20
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
Peter Brines
Peter Brines
02:27 07 Dec 19
It was a real pleasure working with Steve. Extremely knowledgeable and professional. Would recommend this company all day long.
Olga Alderson
Olga Alderson
01:02 05 Dec 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He\'s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
elizabeth mcbride
elizabeth mcbride
01:16 21 Oct 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.

Need us to help improve your credit score in order to secure a lower interest rate?

Call us today at (954) 359-3000 and experience the difference.

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