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Premier Mortgage Lender in Fort Lauderdale

Florida State Mortgage Group, Inc. was founded to make mortgage financing convenient. A team of seasoned financial masters came together to provide a comprehensive range of financing options to residents, property owners, maiden investors, developers, and more.

Our customer-centric approach to financing focuses on first-time home buyers and US Veterans. Whether you’re in search of refinancing an outstanding loan or want to purchase your abode in sunny Fort Lauderdale and other parts of Florida, we come together to make your dreams a reality.

Experience the Difference

We put a special emphasis on first-time home buyers and US Veterans. This makes navigating the real estate market and mortgage financing in Florida much easier. We provide specialized programs for these categories. These include down payment assistance funds and Mortgage Credit Certificates (MCC) programs among others.

We maintain a fast turnaround on applications and utilize online tools at hand to make the process go faster in a streamlined manner. Additionally, we pay close attention to your needs, answering queries and assisting in completing and submitting applications.

Stephen B. McWilliam, President NMLS#375690

"Give yourself a competitive edge in today's Seller's market...same day pre-approvals and loan commitments in 7 days are really possible".

Florida State Mortgage Group Checklist

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Home Loan Options

We offer a variety of loan programs to help you accomplish your housing goals.

Conventional Loans

Prime loans that are offered in compliance with regulations set by Freddie Mac and Fannie May.

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Jumbo Loans

With stringent eligibility criteria, jumbo loans accommodate larger mortgage options.

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FHA Loans

Federal Housing Administration or FHA-backed loans allow homeowners to materialize their dream home.

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VA Mortgage

VA mortgage loans can be availed by proud military service individuals and their spouses, with without no an upfront payment.

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Condo Loans

Both full-review and limited-review condo loans are available with as little as 3% downpayment.

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Self-Employed Mortgage

Prime financing options for all the entrepreneurs in Fort Lauderdale and adjoining areas issued over proven eligibility.

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Home Purchase Loans

Home purchase loans for first-time homebuyers, allowing you to get your hands on your new home as soon as possible.

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Florida Mortgage Credit
Certificate

A Florida MCC in Fort Lauderdale allows first-time home buyers and US Veterans to finance their home.

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Mortgage Refinance

Refinance outstanding mortgage with practical financing solutions available on your application’s merit.

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Why Choose Florida State Mortgage Group, Inc.

Quickest possible application to close. Close in days not weeks or worse, months.

First time and US veteran purchase assistance programs including downpayment assistance and recurring tax credit programs.

Non-bueareaucratic application process. Deal with decision makers.

What Our Clients Are Saying

James Basile
James Basile
03:11 20 Nov 21
From my first call to Steve Mc William to the second we closed, it was the best service ever. I felt as if I were their only customer. Everything was top notch and professional.
Stephen Brathwaite
Stephen Brathwaite
15:59 19 Nov 21
J C
J C
21:36 13 Nov 21
Mr McWilliam was extremely thorough and informative. He even provided excellent advice on some other non related mortgage questions I had. He listened carefully to my goals and provided me with the... best product for my financial situation. I have never met any one so thorough. Thank you.read more
Crystal Torres
Crystal Torres
14:04 12 Nov 21
angelo cedeno
angelo cedeno
21:26 08 Nov 21
Linda Rosen
Linda Rosen
19:27 18 Jan 21
Steve did a great job on our refi. Thanks for making it happen.
Crystal Torres
Crystal Torres
12:15 30 Jul 20
Steve and his team at Florida State Mortgage Group, Inc. went above and beyond to help me get my mortgage for our families new home. Steve is very professional, experienced, and the company offers... excellent customer service. I highly recommend anyone in the need of a mortgage to contact Florida State Mortgage Group, Inc.read more
Lana Mihova
Lana Mihova
16:22 13 Feb 20
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put... into this deal!!!read more
Erica Bethe Levin
Erica Bethe Levin
16:21 22 Jan 20
Working with Steve and Florida State Mortgage Group was singlehandedly the best and most seamless part of buying our home. I could not recommend them more highly.
Charlie Crusher
Charlie Crusher
14:45 14 Jan 20
Stephen went above and beyond to help me in my situation. Thank You 👍
Brian Mosher
Brian Mosher
15:02 13 Jan 20
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful... if not managed well.read more
Shannon Dameron
Shannon Dameron
01:34 12 Jan 20
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I... could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing.I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service.5 STARSread more
Florida Guy
Florida Guy
19:08 11 Jan 20
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
Olga Alderson
Olga Alderson
01:02 05 Dec 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He\'s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
Queenie Sidhu
Queenie Sidhu
02:04 15 Nov 19
A great experience. Steve and FSMG was very professional and helpful throughout the process. Providing the details and comfort to know my loan was on track for a smooth closing. I would recommend... everyone that wants an easy and solid process of buying a home and getting financing to go with FSMG.read more
Hilary Slack
Hilary Slack
06:24 12 Nov 19
Very professional, fast, efficient and honest. Steve explained everything in detail and delivered as it was presented from the beginning.
Marty Tanner
Marty Tanner
07:08 04 Nov 19
This mortgage company is the best!!! I will be returning to them for the purchase of my next home!!!! They have made my dream of homeownership become a reality!!!
Eloise Hansen
Eloise Hansen
00:50 24 Oct 19
Attention to detail, time, a not just good resolution but the most or best resolution possible and beyond. Not just professional- but outstanding service.
Castro Sybil
Castro Sybil
01:54 23 Oct 19
Fast, knowledgeable, professional, and ability to get “impossible” things done. Excellent sense of urgency and able to push things through. Very articulate and always available to communicate. Very... pleased.read more
Michelle Vantine
Michelle Vantine
17:20 08 Jul 19
I worked with Betty to buy my first house here in South Florida and I could not be happier! She was amazing. She was always available to answer my questions and she was very patient. She was... extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!read more
Justin Pyka
Justin Pyka
16:01 08 Jul 19
Betty did an amazing job originating our loan. She is knowledgeable, accessible, and eager to provide the best for her clients. I HIGHLY recommend her!
Ganel Appolon
Ganel Appolon
00:59 26 Feb 19
you guys are doing a great job keep it up.
Mike Heller
Mike Heller
17:15 20 Feb 19
Natalie Rodriguez
Natalie Rodriguez
20:59 12 Feb 19
We had a great experience with Florida State Mortgage Group. Would recommend them and will use them again in the future.
Sean Zamora
Sean Zamora
18:28 05 Feb 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He’s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
Scott Yankton
Scott Yankton
17:42 04 Feb 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before... everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.read more
Mike McGraw
Mike McGraw
03:25 03 Feb 19
Knowledgeable, Professional and results oriented!!
Hugh Bruder
Hugh Bruder
19:22 02 Feb 19
If your looking for a highly professional, easy to work with and lightning fast mortgage team, then Florida State Mortgage is for you.I wouldn’t go anywhere else for my mortgage needs.Hugh... B.Davie, Floridaread more
Madison Cantrell
Madison Cantrell
00:53 30 May 18
They were a pleasure to work with and they helped us get through the financing of our first home in Florida. Highly recommended!
M C
M C
21:59 15 Jan 17
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