Mortgage Broker Blog Fort Lauderdale FL

A scenic row of colorful coastal-style luxury homes at sunset, representing high-end Florida real estate eligible for jumbo loans.

May 5, 2026

5 Jumbo Loan Secrets Every Homebuyer Should Know

If you’re thinking about borrowing more than the Fannie Mae and Freddie Mac conforming loan limits allow, you will need

A well-kept suburban home with a paved driveway, stone pillar garage accents, and a wide lawn under a clear blue sky, illustrating a VA loan purchase.

March 30, 2026

Myths and Misconceptions About VA Loans

Stephen McWillam

One of the most affordable ways to buy a home is to use a VA mortgage. This type of home

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Fort Lauderdale home representing low Florida mortgage rates

March 3, 2026

Ways Your Financial Life Changes When You Buy a Home

Stephen McWillam

Becoming a homeowner means getting to live on your own terms in a space that is truly your own. It

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January 5, 2026

Higher Conforming Loan Limits in Florida Announced for 2026

Stephen McWillam

If you are shopping for a home Florida, you will pleased to learn that the conforming loan limits for Florida

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January 2, 2026

Frequently Asked Questions About VA Loans

Stephen McWillam

VA mortgages are among the most affordable loans for home purchase or refinance in Florida. These homes loans are backed

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What Our Clients Are Saying

Excellent

Florida State Mortgage Group, Inc - Greater Fort Lauderdale Mortgage Broker5.0

Based on 31 reviews

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AUWAL ADAMU H.

I can't thank Steve at Florida State Realty Group enough for helping me purchase my Fort Lauderdale condo. He made the entire process smooth and efficient. Highly recommended!

Nkechi G.

Betty at Florida State Mortgage Group is a true professional. She helped me invest in a great property in Fort Lauderdale. Her expertise and dedication are top-notch. I couldn't be happier.

Art K.

Once our regular bank delayed our loan application, we became exceptionally nervous. We were in jeopardy of not only losing our new home but our deposit. We are eternally grateful that we were referred to Steve McWilliam. We had initially Googled Fort Lauderdale Mortgage Broker and he was the number one mortgage broker but we had already started the process with our local bank which was a horrible experience and mistake. We can highly recommend Steve as he delivered above and beyond what we had expected.

Harry K.

Stephen is an expert in this bussiness.Excellent attention, fast respond to all our questions.

Scott M.

Steve and his team did a fantastic job with my loan and I would highly recommend! They are extremely knowledgeable and professional and will certainly use them again! I have had a few other friends use Steve and they all have positive things to say. 5 stars!

Isabel E.

Stephen and Betty over delivered not only my needs in securing a loan to purchase my dream house but we’re profferesional and courteous every step of the way. I am blessed to have had met them. Thank you GOD

Anand S.

Steve is an excellent person to work with and have excellent knowledge about home loans. He is able to close my both the loans very efficiently. I recommend Steve to whoever wants home loans.

James B.

From my first call to Steve Mc William to the second we closed, it was the best service ever. I felt as if I were their only customer. Everything was top notch and professional.

Stephen B.

J C.

Mr McWilliam was extremely thorough and informative. He even provided excellent advice on some other non related mortgage questions I had. He listened carefully to my goals and provided me with the best product for my financial situation. I have never met any one so thorough. Thank you.

Crystal T.

angelo C.

Linda R.

Steve did a great job on our refi. Thanks for making it happen.

Steve and his team at Florida State Mortgage Group, Inc. went above and beyond to help me get my mortgage for our families new home. Steve is very professional, experienced, and the company offers excellent customer service. I highly recommend anyone in the need of a mortgage to contact Florida State Mortgage Group, Inc.

Lana M.

Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!

Erica Bethe L.

Working with Steve and Florida State Mortgage Group was singlehandedly the best and most seamless part of buying our home. I could not recommend them more highly.

Charlie C.

Stephen went above and beyond to help me in my situation. Thank You 👍

Brian M.

Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.

Shannon D.

Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing. I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service. 5 STARS

Rick S.

I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.

Michelle V.

I worked with Betty to buy my first house here in South Florida and I could not be happier! She was amazing. She was always available to answer my questions and she was very patient. She was extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!

Justin P.

Betty did an amazing job originating our loan. She is knowledgeable, accessible, and eager to provide the best for her clients. I HIGHLY recommend her!