Whether you’re buying your first home or upgrading to a larger one, the home buying process can be stressful if not somewhat intimidating. From finding a realtor that can accommodate your needs to getting the ideal mortgage, it can be overwhelming. You can alleviate that stress by doing a little research before getting started. Remember, […]
Is Lender Paid Mortgage Insurance or LPMI Right For You?
Many prospective home buyers often have an adverse or negative reaction to the words “mortgage insurance” because they’ve heard that it’s a bad thing. But is it? The buyer is required to pay mortgage insurance whenever the amount of their loan exceeds the value of the home by 20%. What most homebuyers aren’t aware of […]
Being A Florida First-Time Home Buyer Has Its Advantages
Would you be surprised to know that the phrase “first-time home buyer” doesn’t always refer to someone who is purchasing their first piece of property? It’s true. According to HUD’s description, it can also mean the following: a homemaker that co-owned a home with their spouse but is no longer receiving any financial support from […]
How To Improve Your Credit Score When Refinancing Your Home
If you’re considering refinancing your home, you’re probably aware of the importance of having a good credit (FICO) score. Having a good credit score improves your chances of getting a better interest rate on your mortgage. Despite the many TV commercials and tons of online advertisements you’ve seen, improving one’s credit score is often a […]
Despite All That is Going On, It’s a Great Time for Mortgages in Florida
Despite months of unrest, it’s still a good time to live in Florida. At least, that’s what our housing market has indicated. There was still momentum in July, with more pending sales, higher prices and more listings than compared to a year ago at the same time. According to the latest housing data put out […]
