If you’re considering refinancing your home, you’re probably aware of the importance of having a good credit (FICO) score. Having a good credit score improves your chances of getting a better interest rate on your mortgage. Despite the many TV commercials and tons of online advertisements you’ve seen, improving one’s credit score is often a […]
Despite All That is Going On, It’s a Great Time for Mortgages in Florida
Despite months of unrest, it’s still a good time to live in Florida. At least, that’s what our housing market has indicated. There was still momentum in July, with more pending sales, higher prices and more listings than compared to a year ago at the same time. According to the latest housing data put out […]
Applying for a Mortgage in Florida? How COVID-19 Has Changed the Rules
We are currently living through wild times on a large scale. And the way we have had to conduct business in the wake of COVID-19 has changed as well. Even the way lenders are looking at new mortgage applications has changed. From Instability to Flexibility At the outset of the COVID-19 pandemic, the economy looked […]
Why Real Estate Agents Partner with a Qualified Florida Mortgage Broker
If you’re in the market for a new home in Florida, your real estate agent is the first person you will connect with to look for potential homes. But most real estate agents are not equipped to advise a home buyer about their ability to afford a home. This is when an independent mortgage broker […]
Has the Housing Market Suffered from COVID-19?
We saw housing demands go somewhat silent during our current health crisis. But according to Redfin, demand for home buying is back up. In fact, it’s now above our healthy pre-coronavirus level. Is this just wishful thinking and exuberance that has been fueled by too much time in our current surroundings with the same people, […]