Mortgage Broker Blog Fort Lauderdale FL

Front exterior of a two-story beige suburban house with garage, paved driveway, and flowering trees

November 2, 2026

Is Florida a Good State for First Time Homebuyers?

Thinking about buying your first home in Florida, and wondering if it is the right choice for you? On the

First-Time Homebuyers buy a home in florida, down payment assistance fl, first time homebuyer florida, fl starter homes, florida housing market, florida mortgage rates, florida state income tax, Florida State Mortgage Group, fort lauderdale mortgage broker, VA loans Florida

Aerial view of a modern suburban Florida residential neighborhood with single-family houses.

October 1, 2026

Tips to Keep Your Mortgage Payments Affordable

Stephen McWillam

As you shop for a home, you also are shopping for a mortgage that will make homeownership affordable over the

Mortgage Tips & Financial Advice Affordable Mortgage, Credit Score, Down Payment, Florida mortgage broker, Florida real estate, Fort Lauderdale Mortgages, Home Loan Options, Mortgage Credit Certificate, Mortgage tips, Refinance Florida

Two-story suburban home with beige siding, garage, and front yard

August 31, 2026

What Size Down Payment Should You Make?

Stephen McWillam

Most types of mortgages require you to put some money down when you buy a home. If you have financial

Home Financing & Down Payments 20 percent down payment, down payment size, Florida mortgages, Florida State Mortgage Group, Fort Lauderdale real estate, home buying guide, low down payment loans, mortgage down payment, mortgage options, private mortgage insurance PMI

Exterior view of a single-story brick and siding home with a wide driveway and garage built for tropical climates.

June 27, 2026

Choosing the Right Florida Home for the Climate

Stephen McWillam

When you are buying a home in Florida, it’s worth putting some extra thought and research into making sure the

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Exterior view of a modern craftsman-style home with tan siding, stone accents, a white garage door, and a red brick paver driveway.

June 9, 2026

Tips for Avoiding Common Delays in the Mortgage Process

Stephen McWillam

Applying for a mortgage can be a smooth, straightforward process. But sometimes homebuyers run into snags along the way. A

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What Our Clients Are Saying

Top rated

Florida State Mortgage Group, Inc - Greater Fort Lauderdale Mortgage Broker5.0

Based on 30 reviews

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AUWAL ADAMU H.

3 years ago

I can't thank Steve at Florida State Realty Group enough for helping me purchase my Fort Lauderdale condo. He made the entire process smooth and efficient. Highly recommended!

Nkechi G.

Betty at Florida State Mortgage Group is a true professional. She helped me invest in a great property in Fort Lauderdale. Her expertise and dedication are top-notch. I couldn't be happier.

Art K.

Once our regular bank delayed our loan application, we became exceptionally nervous. We were in jeopardy of not only losing our new home but our deposit. We are eternally grateful that we were referred to Steve McWilliam. We had initially Googled Fort Lauderdale Mortgage Broker and he was the number one mortgage broker but we had already started the process with our local bank which was a horrible experience and mistake. We can highly recommend Steve as he delivered above and beyond what we had expected.

Harry K.

Stephen is an expert in this bussiness.Excellent attention, fast respond to all our questions.

Scott M.

4 years ago

Steve and his team did a fantastic job with my loan and I would highly recommend! They are extremely knowledgeable and professional and will certainly use them again! I have had a few other friends use Steve and they all have positive things to say. 5 stars!

Isabel E.

Stephen and Betty over delivered not only my needs in securing a loan to purchase my dream house but we’re profferesional and courteous every step of the way. I am blessed to have had met them. Thank you GOD

Anand S.

Steve is an excellent person to work with and have excellent knowledge about home loans. He is able to close my both the loans very efficiently. I recommend Steve to whoever wants home loans.

James B.

5 years ago

From my first call to Steve Mc William to the second we closed, it was the best service ever. I felt as if I were their only customer. Everything was top notch and professional.

Stephen B.

J C.

Mr McWilliam was extremely thorough and informative. He even provided excellent advice on some other non related mortgage questions I had. He listened carefully to my goals and provided me with the best product for my financial situation. I have never met any one so thorough. Thank you.

Crystal T.

angelo C.

Linda R.

6 years ago

Steve did a great job on our refi. Thanks for making it happen.

Steve and his team at Florida State Mortgage Group, Inc. went above and beyond to help me get my mortgage for our families new home. Steve is very professional, experienced, and the company offers excellent customer service. I highly recommend anyone in the need of a mortgage to contact Florida State Mortgage Group, Inc.

Lana M.

7 years ago

Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!

Erica Bethe L.

Working with Steve and Florida State Mortgage Group was singlehandedly the best and most seamless part of buying our home. I could not recommend them more highly.

Charles R.

Stephen went above and beyond to help me in my situation. Thank You 👍

Brian M.

Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.

Shannon D.

Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing. I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service. 5 STARS

Rick S.

I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.

Michelle V.

I worked with Betty to buy my first house here in South Florida and I could not be happier! She was amazing. She was always available to answer my questions and she was very patient. She was extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!

Justin P.

Betty did an amazing job originating our loan. She is knowledgeable, accessible, and eager to provide the best for her clients. I HIGHLY recommend her!

Ganel A.

8 years ago

you guys are doing a great job keep it up.

Mike H.

Natalie R.

We had a great experience with Florida State Mortgage Group. Would recommend them and will use them again in the future.

Blog

Is Florida a Good State for First Time Homebuyers?

Tips to Keep Your Mortgage Payments Affordable

What Size Down Payment Should You Make?

Choosing the Right Florida Home for the Climate

Tips for Avoiding Common Delays in the Mortgage Process

What Our Clients Are Saying

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