Florida State Mortgage Group, Inc. was founded with the spirit to help home owners in Florida get a better range of loan options in Fort Lauderdale and other cities. Over time, we have developed a wide range of options that loan applicants can avail depending on their profile and specific needs.

With fast turnaround times on your applications and online tools to assist you in submitting your forms and documents, we ensure you get the financing assistance you require as fast as possible.

LOAN PROGRAMS WE OFFER

Conventional Loans

Conventional loans are prime loans that come with the maximum loan restrictions set by Freddie Mac and Fannie May. These are the most common type of loans our clients request to finance their home.

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Jumbo Loans

Jumbo loans are needed when you want prime lending options for an asset that costs more than what a conventional loan would get you. These are bigger loans and, thus, have a more stringent criteria for eligibility.

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FHA Loans

loans are backed by the government agency responsible for housing in the state. With the Federal Housing Administration (FHA) backing the loans, you can avail this loan option in Fort Lauderdale for much lower upfront payment than most other types of loans.

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VA Loans

VA loans are available for military service individuals and their spouses. If you are a veteran, you can avail VA mortgage in Florida for no upfront payment requirements.

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Condo Loans

Condo loans are of two types in terms of the coverage they can get you. While many people would like to get a full review condo loan, most limited review condo mortgage applications are approved in Florida.

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Self-Employed Mortgage

Self-employed mortgage comes in the shape of loans that are issued over a self-employed borrower’s bank statement. With a few conditions to prove eligibility, you can avail a loan even if you are your own boss.

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Home Purchase Loans

If you are a first-time home buyer, we have home purchase loans lined up for you. We will look for the most beneficial program for your application and get you the money to finance your new home as fast as possible.

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Mortage Refinance

We also assist clients looking for mortgage refinancing options. We find the most practical solutions for you based on the merit of your application.

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What Our Clients Are Saying

Patty Britton
Patty Britton
17:48 13 Apr 22
Steve is very professional, knowledgeable, trustworthy, and straight forward. Our family is blessed to have him for our first home buying experience. Steve is amazing, and the knowledge I have gained from him as well as the time he spent with me throughout the entire home buying process, words cannot express the appreciation I have for him. Thank you Steve for everything! It is an honor to be able to give everyone your contact information with confidence. I appreciate you and look forward to always doing business with you. You are truly the best! New Homeowners - Anthony & Patty
James Basile
James Basile
03:11 20 Nov 21
From my first call to Steve Mc William to the second we closed, it was the best service ever. I felt as if I were their only customer. Everything was top notch and professional.
Stephen Brathwaite
Stephen Brathwaite
15:59 19 Nov 21
J C
J C
21:36 13 Nov 21
Mr McWilliam was extremely thorough and informative. He even provided excellent advice on some other non related mortgage questions I had. He listened carefully to my goals and provided me with the best product for my financial situation. I have never met any one so thorough. Thank you.
Crystal Torres
Crystal Torres
14:04 12 Nov 21
angelo cedeno
angelo cedeno
21:26 08 Nov 21
Linda Rosen
Linda Rosen
19:27 18 Jan 21
Steve did a great job on our refi. Thanks for making it happen.
Lana Mihova
Lana Mihova
16:22 13 Feb 20
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!
Erica Bethe Levin
Erica Bethe Levin
16:21 22 Jan 20
Working with Steve and Florida State Mortgage Group was singlehandedly the best and most seamless part of buying our home. I could not recommend them more highly.
Charlie Crusher
Charlie Crusher
14:45 14 Jan 20
Stephen went above and beyond to help me in my situation. Thank You 👍
Brian Mosher
Brian Mosher
15:02 13 Jan 20
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.
Shannon Dameron
Shannon Dameron
01:34 12 Jan 20
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing.I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service.5 STARS
Florida Guy
Florida Guy
19:08 11 Jan 20
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
Michelle Vantine
Michelle Vantine
17:20 08 Jul 19
I worked with Betty to buy my first house here in South Florida and I could not be happier! She was amazing. She was always available to answer my questions and she was very patient. She was extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!
Justin Pyka
Justin Pyka
16:01 08 Jul 19
Betty did an amazing job originating our loan. She is knowledgeable, accessible, and eager to provide the best for her clients. I HIGHLY recommend her!
Ganel Appolon
Ganel Appolon
00:59 26 Feb 19
you guys are doing a great job keep it up.
Mike Heller
Mike Heller
17:15 20 Feb 19
Natalie Rodriguez
Natalie Rodriguez
20:59 12 Feb 19
We had a great experience with Florida State Mortgage Group. Would recommend them and will use them again in the future.
Sean Zamora
Sean Zamora
18:28 05 Feb 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He’s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
Scott Yankton
Scott Yankton
17:42 04 Feb 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.
Mike McGraw
Mike McGraw
03:25 03 Feb 19
Knowledgeable, Professional and results oriented!!
Hugh Bruder
Hugh Bruder
19:22 02 Feb 19
If your looking for a highly professional, easy to work with and lightning fast mortgage team, then Florida State Mortgage is for you.I wouldn’t go anywhere else for my mortgage needs.Hugh B.Davie, Florida
E Brogna
E Brogna
21:59 15 Jan 17
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FMSG is your choice mortgage broker in Fort Lauderdale and other Florida areas for your financing needs.

Get in touch with our team to discover how we can assist you. Call us today at (954) 359-3000 and experience the difference.

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