Florida State Mortgage Group, Inc. was founded with the spirit to help home owners in Florida get a better range of loan options in Fort Lauderdale and other cities. Over time, we have developed a wide range of options that loan applicants can avail depending on their profile and specific needs.

With fast turnaround times on your applications and online tools to assist you in submitting your forms and documents, we ensure you get the financing assistance you require as fast as possible.

LOAN PROGRAMS WE OFFER

Conventional Loans

Conventional loans are prime loans that come with the maximum loan restrictions set by Freddie Mac and Fannie May. These are the most common type of loans our clients request to finance their home.

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Jumbo Loans

Jumbo loans are needed when you want prime lending options for an asset that costs more than what a conventional loan would get you. These are bigger loans and, thus, have a more stringent criteria for eligibility.

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FHA Loans

loans are backed by the government agency responsible for housing in the state. With the Federal Housing Administration (FHA) backing the loans, you can avail this loan option in Fort Lauderdale for much lower upfront payment than most other types of loans.

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VA Loans

VA loans are available for military service individuals and their spouses. If you are a veteran, you can avail VA mortgage in Florida for no upfront payment requirements.

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Condo Loans

Condo loans are of two types in terms of the coverage they can get you. While many people would like to get a full review condo loan, most limited review condo mortgage applications are approved in Florida.

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Self-Employed Mortgage

Self-employed mortgage comes in the shape of loans that are issued over a self-employed borrower’s bank statement. With a few conditions to prove eligibility, you can avail a loan even if you are your own boss.

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Home Purchase Loans

If you are a first-time home buyer, we have home purchase loans lined up for you. We will look for the most beneficial program for your application and get you the money to finance your new home as fast as possible.

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Mortage Refinance

We also assist clients looking for mortgage refinancing options. We find the most practical solutions for you based on the merit of your application.

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What Our Clients Are Saying

Lana Mihova
Lana Mihova
16:22 13 Feb 20
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!
Brian Mosher
Brian Mosher
15:02 13 Jan 20
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.
Shannon Dameron
Shannon Dameron
01:34 12 Jan 20
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing. I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service. 5 STARS
Florida Guy
Florida Guy
19:08 11 Jan 20
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
Peter Brines
Peter Brines
02:27 07 Dec 19
It was a real pleasure working with Steve. Extremely knowledgeable and professional. Would recommend this company all day long.
Olga Alderson
Olga Alderson
01:02 05 Dec 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He\'s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
elizabeth mcbride
elizabeth mcbride
01:16 21 Oct 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.

FMSG is your choice mortgage broker in Fort Lauderdale and other Florida areas for your financing needs.

Get in touch with our team to discover how we can assist you. Call us today at (954) 359-3000 and experience the difference.

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