Florida State Mortgage Group, Inc. was founded with the spirit to help home owners in Florida get a better range of loan options in Fort Lauderdale and other cities. Over time, we have developed a wide range of options that loan applicants can avail depending on their profile and specific needs.

With fast turnaround times on your applications and online tools to assist you in submitting your forms and documents, we ensure you get the financing assistance you require as fast as possible.

LOAN PROGRAMS WE OFFER

Conventional Loans

Conventional loans are prime loans that come with the maximum loan restrictions set by Freddie Mac and Fannie May. These are the most common type of loans our clients request to finance their home.

Learn More

Jumbo Loans

Jumbo loans are needed when you want prime lending options for an asset that costs more than what a conventional loan would get you. These are bigger loans and, thus, have a more stringent criteria for eligibility.

Learn More

FHA Loans

loans are backed by the government agency responsible for housing in the state. With the Federal Housing Administration (FHA) backing the loans, you can avail this loan option in Fort Lauderdale for much lower upfront payment than most other types of loans.

Learn More

VA Loans

VA loans are available for military service individuals and their spouses. If you are a veteran, you can avail VA mortgage in Florida for no upfront payment requirements.

Learn More

Condo Loans

Condo loans are of two types in terms of the coverage they can get you. While many people would like to get a full review condo loan, most limited review condo mortgage applications are approved in Florida.

Learn More

Self-Employed Mortgage

Self-employed mortgage comes in the shape of loans that are issued over a self-employed borrower’s bank statement. With a few conditions to prove eligibility, you can avail a loan even if you are your own boss.

Learn More

Home Purchase Loans

If you are a first-time home buyer, we have home purchase loans lined up for you. We will look for the most beneficial program for your application and get you the money to finance your new home as fast as possible.

Learn More

Mortage Refinance

We also assist clients looking for mortgage refinancing options. We find the most practical solutions for you based on the merit of your application.

Learn More

What Our Clients Are Saying

Linda Rosen
Linda Rosen
19:27 18 Jan 21
Steve did a great job on our refi. Thanks for making it happen.
Crystal Torres
Crystal Torres
12:15 30 Jul 20
Steve and his team at Florida State Mortgage Group, Inc. went above and beyond to help me get my mortgage for our families new home. Steve is very professional, experienced, and the company offers... excellent customer service. I highly recommend anyone in the need of a mortgage to contact Florida State Mortgage Group, Inc.read more
Lana Mihova
Lana Mihova
16:22 13 Feb 20
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put... into this deal!!!read more
Erica Bethe Levin
Erica Bethe Levin
16:21 22 Jan 20
Working with Steve and Florida State Mortgage Group was singlehandedly the best and most seamless part of buying our home. I could not recommend them more highly.
Charlie Crusher
Charlie Crusher
14:45 14 Jan 20
Stephen went above and beyond to help me in my situation. Thank You 👍
Brian Mosher
Brian Mosher
15:02 13 Jan 20
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful... if not managed well.read more
Shannon Dameron
Shannon Dameron
01:34 12 Jan 20
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I... could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing.I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service.5 STARSread more
Florida Guy
Florida Guy
19:08 11 Jan 20
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
Rick Curtis
Rick Curtis
01:10 11 Dec 19
Steve was great to work with on my home buying experience.
Peter Brines
Peter Brines
02:27 07 Dec 19
It was a real pleasure working with Steve. Extremely knowledgeable and professional. Would recommend this company all day long.
Emily Hayes
Emily Hayes
02:12 06 Dec 19
Great group, great service!
Olga Alderson
Olga Alderson
01:02 05 Dec 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He\'s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
Sarah Flynch
Sarah Flynch
07:49 04 Dec 19
Applied for a loan from the builders preferred lender, and they could not make it work. Florida State was creative and was able to get the loan in the timeframe we needed.
Julian Levy
Julian Levy
01:27 22 Nov 19
Applied for a loan from the builders preferred lender, and they could not make it work. Florida State was creative and was able to get the loan in the timeframe we needed.
Valencia Heitzman
Valencia Heitzman
07:54 19 Nov 19
Professional services and support all the way. Thank you Stephen for finding us the best mortgage, we are very happy.
Gabriela Tabares
Gabriela Tabares
07:37 18 Nov 19
I had a great experience dealing with them.
Queenie Sidhu
Queenie Sidhu
02:04 15 Nov 19
A great experience. Steve and FSMG was very professional and helpful throughout the process. Providing the details and comfort to know my loan was on track for a smooth closing. I would recommend... everyone that wants an easy and solid process of buying a home and getting financing to go with FSMG.read more
Hilary Slack
Hilary Slack
06:24 12 Nov 19
Very professional, fast, efficient and honest. Steve explained everything in detail and delivered as it was presented from the beginning.
Marty Tanner
Marty Tanner
07:08 04 Nov 19
This mortgage company is the best!!! I will be returning to them for the purchase of my next home!!!! They have made my dream of homeownership become a reality!!!
Pinkie McFarlane
Pinkie McFarlane
05:24 30 Oct 19
They helped make my dream of owing a brand new home become a reality!! They are the best mortgage group ever!!!
Adrian Pulse
Adrian Pulse
03:17 26 Oct 19
Knowledgeable, Professional and results oriented!!
Eloise Hansen
Eloise Hansen
00:50 24 Oct 19
Attention to detail, time, a not just good resolution but the most or best resolution possible and beyond. Not just professional- but outstanding service.
Castro Sybil
Castro Sybil
01:54 23 Oct 19
Fast, knowledgeable, professional, and ability to get “impossible” things done. Excellent sense of urgency and able to push things through. Very articulate and always available to communicate. Very... pleased.read more
Helena Rhynes
Helena Rhynes
01:23 22 Oct 19
We had an absolutely great experience with Steve during the whole process of purchasing our home and getting mortgage. Steve was very informative on different financial aspects and was always happy... to share his knowledge, experience and expertise.read more
elizabeth mcbride
elizabeth mcbride
01:16 21 Oct 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before... everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.read more
Judy Brown
Judy Brown
01:00 17 Oct 19
Absolute miracle worker. Thank you Steve! Highly recommended, utmost professional.
Alvin Wick
Alvin Wick
01:32 15 Oct 19
Excellent personalized service!!
Jewel Orlando
Jewel Orlando
01:09 12 Oct 19
If your looking for a highly professional, easy to work with and lightning fast mortgage team, then Florida State Mortgage is for you. I wouldn\'t go anywhere else for my mortgage needs. Hugh B.... Davie, Florida.read more
Diane Day
Diane Day
06:57 11 Oct 19
Steve was the best on the purchase of our new house!! I refinanced with him again twice because I knew he’d get the job done!! Thank you again for all your hard work over the years with us!! Highly... recommend Steve!! Jason and Johany Williams. Weston,Flread more
Michelle Vantine
Michelle Vantine
17:20 08 Jul 19
I worked with Betty to buy my first house here in South Florida and I could not be happier! She was amazing. She was always available to answer my questions and she was very patient. She was... extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!read more
Justin Pyka
Justin Pyka
16:01 08 Jul 19
Betty did an amazing job originating our loan. She is knowledgeable, accessible, and eager to provide the best for her clients. I HIGHLY recommend her!
Ganel Appolon
Ganel Appolon
00:59 26 Feb 19
you guys are doing a great job keep it up.
Mike Heller
Mike Heller
17:15 20 Feb 19
Natalie Rodriguez
Natalie Rodriguez
20:59 12 Feb 19
We had a great experience with Florida State Mortgage Group. Would recommend them and will use them again in the future.
Sean Zamora
Sean Zamora
18:28 05 Feb 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He’s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
Scott Yankton
Scott Yankton
17:42 04 Feb 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before... everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.read more
Mike McGraw
Mike McGraw
03:25 03 Feb 19
Knowledgeable, Professional and results oriented!!
Hugh Bruder
Hugh Bruder
19:22 02 Feb 19
If your looking for a highly professional, easy to work with and lightning fast mortgage team, then Florida State Mortgage is for you.I wouldn’t go anywhere else for my mortgage needs.Hugh... B.Davie, Floridaread more
Jennifer Cane
Jennifer Cane
02:05 23 Aug 18
They actually made obtaining my home loan fun and enjoyable on my part. The process was painless at all I expected it to be. They explained the process well to new buyers (like us) and at the same... time keep me in the loop the entire time during the process. They really helped the process go smoothly. Got immediately a perfect home in an easiest and hassle-free way, Thank you so much!read more
Tim Hagley
Tim Hagley
07:53 23 Jul 18
I’m so happy that we chose Florida State Mortgage Group for our new home loan needs. They were very professional and honest about some hurdles we needed to get through first to get a best deal. I... thought that process was long and hard, but it was not. They made it smooth, prompt and easy they guided us on every step. They were also very patient of answering all of our crazy questions and took time to answer it. Because of them we have a beautiful home now to get a life start in and I owe them for that.Thank you, Florida Mortgage Group, we are very grateful with all your hard work as a group to get us everything we needed.read more
Mathilda Reyes
Mathilda Reyes
06:10 26 Jun 18
A great company to deal with, they were very knowledgeable in the field. They helped with the finding of a home to purchase. Will definitely use them again and refer friends and family their way.
Madison Cantrell
Madison Cantrell
00:53 30 May 18
They were a pleasure to work with and they helped us get through the financing of our first home in Florida. Highly recommended!
Rosie Hartman
Rosie Hartman
09:41 02 May 18
They were amazing from start to finish. They closed out loan in just less than a month, without any hassle. All-around, great work. Will use them again for future mortgages.
Mitch Fisher
Mitch Fisher
03:48 04 Apr 18
I purchased a home using Florida Mortgage Group. They guide us to the entire process of home refinancing. Helped us with the filing process and get a great deal for us. They make everything easy,... fun and enjoyable. I would definitely recommend them to anyone who wants to have a hassle-free process of buying a new home.read more
Peter Parkson
Peter Parkson
07:26 22 Feb 18
They helped me get a loan for my first-home purchase. At first I wasn't sure what to expect working with them, but they quickly put those worries to rest! They were very patient with us every step... with professionalism.read more
Linette Morton
Linette Morton
07:45 08 Feb 18
We bought our first home recently with the helped of Florida State Mortgage Group. Everything process was extremely smooth. They explained everything clearly to us & guided us of getting suitable... loan. We really don’t have any idea on dealing with mortgage bank but felt very fortunate to have their help, support and knowledge on our side and if we have anything questions they answered it with patience & clear explanations. They are really on top of everything the whole time. Definitely recommend them.read more
Gina Calderon
Gina Calderon
08:08 21 Dec 17
Florida State Mortgage Group was great to work with. They were good at explaining some details that we needed to know as a first time home buyers without making things overwhelming. Very prompt at... replying e-mails, phone calls & texts. They were also very detail-oriented that they traced everything down and we truly felt we have been well taken care of throughout the closing process. The good part was they helped us get a very competitive rate. I’m very pleased with their professionalism. I’d recommend them without any reservations.read more
Hector C
Hector C
06:22 16 Nov 17
Florida State Mortgage lightened my burden with my recent home purchased. Without their skill and help, it could not have been done.They gave me a very knowledgeable representative that whom is... really personable, trustworthy and has a tremendous care for my welfare and help me get a home in a very timely manner. I am forever grateful to this company.read more
Chris Murphy
Chris Murphy
21:59 15 Jan 17
Next Reviews

FMSG is your choice mortgage broker in Fort Lauderdale and other Florida areas for your financing needs.

Get in touch with our team to discover how we can assist you. Call us today at (954) 359-3000 and experience the difference.

FREE Mortgage Rate Quote!