At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.

As a company that believes citizens of the Sunshine State deserve much better mortgage and home financing options than what the banks have been offering for decades, we have built a strong team of professionals helping new and old home owners identify new mortgage loans or refinancing options every day.

With determination, ability, and a professional team that cares about you, we are fast becoming one of the most trusted mortgage lenders in Fort Lauderdale, Florida.


We are a team of real estate financing professionals who are committed to giving the residents and property owners in Fort Lauderdale, FL, better quality of mortgage lending services than what commercial banks have been offering. Experienced in the various domains of real estate financing and loans, and as residents of the Alligator State who love the place and the people, our team is providing the greatest range of personalized financing solutions to property owners across the state.

We wake up in the morning with the singular aim to provide you the quality of service that makes you a customer for life. Our ambition to be your first choice for every time you – or any of your friends – want home financing assistance drives us to become the best team of mortgage lenders in Fort Lauderdale, FL.

Stephen B. McWilliam, President NMLS#375690

"Give yourself a competitive edge in today's Seller's market...same day pre-approvals and loan commitments in 7 days are really possible".

Betty Rauch

Loan Originator | NMLS #390883


Betty is originally from South Florida. Raised in Miami and currently lives in Fort Lauderdale. Betty has been working in the industry since 2006. Her main goal is to provide the best service possible to her clients while providing them with the best loan product on the market to fit their needs.

Betty Rauch Loan Originator


To deliver extraordinary customer service and lowest financing interest rates, ensuring a seamless, professional and quick application process, eliminating unreasonable fees, and maintaining the highest ethical standards

What Our Clients Are Saying

Lana Mihova
Lana Mihova
16:22 13 Feb 20
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!
Brian Mosher
Brian Mosher
15:02 13 Jan 20
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.
Shannon Dameron
Shannon Dameron
01:34 12 Jan 20
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing. I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service. 5 STARS
Florida Guy
Florida Guy
19:08 11 Jan 20
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
Peter Brines
Peter Brines
02:27 07 Dec 19
It was a real pleasure working with Steve. Extremely knowledgeable and professional. Would recommend this company all day long.
Olga Alderson
Olga Alderson
01:02 05 Dec 19
Steve McWilliam was a tremendous help in securing my mortgage a few years ago. He\'s also been a great source of knowledge in the time since. I highly recommend him as someone you can trust.
elizabeth mcbride
elizabeth mcbride
01:16 21 Oct 19
The smartest, most helpful and insightful mortgage loan person I’ve ever used. On our first attempt to buy he saved us from disaster. On our second attempt he was finished and ready to close before everyone else! Our loan was a VA so we expected it to take extra time...nope. For our next loan we won’t use anyone else.

We Provide Personal Concierge Level Service From Start to Finish

Call us today at (954) 359-3000 or click the button below to schedule your FREE consultation.

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