When you apply for a mortgage, your credit score plays a major role in determining what you qualify for. With a higher credit score, you may qualify for more competitive mortgage rates and terms.
We Perform a Soft Credit Check to Protect Your Score
What would you qualify for today with your current mortgage score? Find out by filling out the form below. This will allow us to pull up your credit score.
Because we perform a soft credit check, not a hard credit check, your score will remain unaffected.
This is the Same Credit Score That Mortgage Companies in Florida Use When Qualifying You for a Home Loan
Already checked your credit score using Credit Karma or a similar online service? It is important to note that the credit score displayed by these services is not the same one which mortgage companies use when determining your home loan eligibility.
Our tool allows you to view the same credit score which lenders will use when deciding whether to issue you a loan.
That way, you will know exactly what you can expect from the application process, and only apply for a mortgage when you are ready.
Need Help Raising Your Credit Score?
If you do not have a perfect credit score, the Florida State Mortgage Group can give you recommendations for rapidly raising your score before you apply for a loan.
We can also connect you with products such as FHA and VA mortgages which do not require ideal credit to qualify for competitive loan benefits.
If you are ready to get started, please give us a call today to schedule your consultation. We look forward to qualifying you for a competitive mortgage in Florida.