Would you be surprised to know that the phrase “first-time home buyer” doesn’t always refer to someone who is purchasing their first piece of property? It’s true. According to HUD’s description, it can also mean the following: a homemaker that co-owned a home with their spouse but is no longer receiving any financial support from […]
How To Improve Your Credit Score When Refinancing Your Home
If you’re considering refinancing your home, you’re probably aware of the importance of having a good credit (FICO) score. Having a good credit score improves your chances of getting a better interest rate on your mortgage. Despite the many TV commercials and tons of online advertisements you’ve seen, improving one’s credit score is often a […]
Despite All That is Going On, It’s a Great Time for Mortgages in Florida
Despite months of unrest, it’s still a good time to live in Florida. At least, that’s what our housing market has indicated. There was still momentum in July, with more pending sales, higher prices and more listings than compared to a year ago at the same time. According to the latest housing data put out […]
Applying for a Mortgage in Florida? How COVID-19 Has Changed the Rules
We are currently living through wild times on a large scale. And the way we have had to conduct business in the wake of COVID-19 has changed as well. Even the way lenders are looking at new mortgage applications has changed. From Instability to Flexibility At the outset of the COVID-19 pandemic, the economy looked […]
Why Real Estate Agents Partner with a Qualified Florida Mortgage Broker
If you’re in the market for a new home in Florida, your real estate agent is the first person you will connect with to look for potential homes. But most real estate agents are not equipped to advise a home buyer about their ability to afford a home. This is when an independent mortgage broker […]
